This article is written by the Stok Terminal team, one of the two sides, so we say it up front. Prices and plan details for Simply Wall St come from its own site, with the date we checked them, and each section says which investor each tool suits.
Quick decision: choose Stok Terminal, from €9.90/month$9.90 USD/month on monthly billing, if you want to build your own analysis with multi-year financial statements, earnings, filings, a company comparator and your portfolio in one workflow. Choose Simply Wall St if you want a fast visual verdict, an automated fair value and a screener.
Comparison table
| Stok Terminal | Simply Wall St | |
|---|---|---|
| Philosophy | Data for your own analysis | Pre-built visual verdict |
| Visual summary (snowflake) | No | Yes — its strength |
| Automated fair value | No | Yes (two-stage DCF model) |
| Financial statements | Annual and quarterly: 7 years (Starter), 15 (Plus), all available on Premium, more than 40 years for some companies | Trailing-twelve-month figures, without full tables |
| Revenue-to-profit breakdown | Money Flow Sankey over time (Plus and Premium) | Revenue and expenses, trailing twelve months only |
| Company comparison | Comparator of 2, 4 or 6 companies side by side (Starter / Plus / Premium) | Peers inside each company report |
| Watchlists | Yes, with quotes; custom columns on every plan | 5 / 20 / unlimited lists by plan |
| Portfolio | Multi-currency, manual or imported from your broker’s file, realized and unrealized P&L | 1 / 3 / unlimited by plan; automatic broker sync |
| Screener | No (in development) | Yes |
| Language | Spanish and English interface | Several languages; Spanish partial |
| Billing | From €9.90/month$9.90 USD/month · plans | Free plan; paid plans in euros, no monthly plan in Spain |
| Product maturity | Available — launch offer | Mature, years in the market |
Simply Wall St data checked on its website on September 22, 2026. In Spain it has no monthly plan, so there is no monthly rate to compare and we quote no amount. Stok Terminal shows its standard monthly price.
Launch offer
During launch, choose Starter at €8.90/month$8.90 USD/month instead of €9.90/month$9.90 USD/month, Plus at €9.73/month$9.73 USD/month instead of €13.90/month$13.90 USD/month and Premium at €17.94/month$17.94 USD/month instead of €29.90/month$29.90 USD/month, or up to 50% off on annual billing. Your tariff keeps the same amount while your subscription remains active. Upgrades and monthly-to-annual switches keep the launch tariff; downgrades and annual-to-monthly switches use the current standard tariff. Cancelling ends it. Create your account with email and terms acceptance, verify the code, then choose a plan and provide your card to start the 14-day trial. See the plans.
The core difference: verdict vs workbench
Everything else flows from one opposite design decision:
Simply Wall St gives you the conclusion. Its famous “snowflake” chart summarizes a company’s health across five axes at a glance, and its automated model computes a “fair value” that tells you whether the stock looks under- or overvalued. You consume a pre-made analysis.
Stok Terminal gives you the data so the conclusion is yours. Income statement, balance sheet, cash flow and multi-year ratios in comparable tables, connected to your watchlists and your portfolio. You build the thesis — we remove the work of collecting and organizing, not the thinking.
Neither philosophy is “better”: they serve different investors. And that is the key to this whole comparison.
What Stok Terminal does differently
- Full multi-year statements in tables. Annual and quarterly statements with 7 years on Starter, 15 on Plus and all available history on Premium, more than 40 years for some companies, and up to 20 metrics in one chart. Simply Wall St works mainly with trailing-twelve-month figures. It is the difference between reading “financial health: 4/6” and seeing for yourself that the margin has been compressing for three years.
- Sankey diagrams, on Plus and Premium: Money Flow from revenue to net income, the allocation of operating cash flow, and the structure of the balance sheet over time. Simply Wall St’s revenue and expenses breakdown covers the trailing twelve months only.
- A comparator of 2, 4 or 6 companies side by side, depending on the plan (Starter, Plus, Premium).
- Earnings calls and filings next to the numbers. Every SEC filing with a form filter, and earnings call transcripts to read how management explains each quarter: 3 years on Starter, 10 on Plus and all available on Premium.
- A ratio explorer with annual, quarterly and daily series. Daily series depend on coverage and publication dates that can be reported or inferred. Review those limits in the data methodology.
- No automated verdicts. We give you the numbers and the guides to interpret them, from ROIC to free cash flow. For someone who wants to learn to analyze, we believe it is the better path; for someone who wants a quick answer, it is more work.
- Watchlists and portfolio connected to the analysis. Watchlists with custom columns on every plan; a multi-currency portfolio, entered manually or imported from your broker’s file, with realized and unrealized P&L (full portfolio analytics on every plan); notes with tags.
- Spanish interface, with prices in euros and US dollars on the pricing page. Plus costs €13.90/month$13.90 USD/month on monthly billing, while Simply Wall St has no monthly plan in Spain.
Stok Terminal lets you create your account in the app with email and terms acceptance, then verify the code sent to your inbox. Signup does not require a name or password. During launch, the offer gives Starter 10% off monthly or 25% off annual billing, Plus 30% or 40%, and Premium 40% or 50%, respectively. Your tariff keeps the same amount while you remain subscribed. Upgrades and monthly-to-annual switches keep the launch tariff; downgrades and annual-to-monthly switches use the current standard tariff. Cancelling ends it. Choose your plan and provide your card to start the 14-day trial.
What we don’t have today, stated plainly: the automated visual summary and fair value, which Simply Wall St does well; Stok Terminal complements it with the multi-year statements to check that verdict, and its screener is in development.
What Simply Wall St does better
- The most accessible visualization on the market. The snowflake sums up a company’s snapshot in a few seconds, with carefully crafted information design.
- Product maturity. Years in the market, a large user base, polished mobile apps and an established product. Stok Terminal is available as a web app.
- Broad global coverage, including small markets.
- Automated fair value for thousands of companies, useful as a first filter with the caveats below.
- A built-in screener. Stok Terminal has no screener today.
- Automatic portfolio sync with brokers. Stok Terminal imports transactions from your broker’s file.
If after reading this list you think “that’s exactly what I want”, the honest answer is: choose Simply Wall St.
The caution about automated fair value
It deserves its own section because it is Simply Wall St’s star feature and also its biggest usage risk. An automated fair value is the output of a discounted cash flow model with standardized assumptions (growth, discount rate) that you neither choose nor fully see. Two practical problems:
- False precision. “Undervalued by 23%” sounds scientific, but move two of the model’s assumptions and the number changes completely. Valuation is a judgment-built range, not a traffic light.
- It invites skipping the work. If the verdict is already given, why read the annual report? And precisely in the companies where the standard model fails (cyclicals, businesses in transformation, one-off-heavy years) is where not reading it costs the most.
The same limitation applies to any automated valuation. If you use Simply Wall St’s fair value, treat it as an initial hypothesis and never as a conclusion.
When to choose each
Choose Simply Wall St if:
- You want a fast, visual snapshot of any company without opening a financial statement.
- You prefer consuming a pre-built analysis to constructing your own.
- You value mature mobile apps and small-market coverage.
Choose Stok Terminal if:
- You want to do your own analysis with the data in front of you — and learn the method along the way.
- You care about the full flow: analysis → watchlist → portfolio in one place.
- You prefer a monthly plan, a Spanish interface and paying in euros.
- You want to start with the current launch offer and its published conditions.
Use both if: you want Simply Wall St’s visual radar to discover and discard, and Stok Terminal’s workbench to go deep on whatever passes the filter. They do not compete at the same step of the process.
How we compared
- Official sources, dated. Simply Wall St’s plans, billing options and features were checked on its website on September 22, 2026. In Spain it has no monthly plan, so we quote no amount: we compare only monthly rates.
- Fundamental-analysis focus. We judge each tool by what matters to study a business over time: history depth, ratios, earnings and filings, and the link to your portfolio.
- Only what exists today. Stok Terminal features are listed with the plan that includes them, and what is still in development is marked as such, without dates.
- Conflict of interest. We build Stok Terminal and benefit if you choose it. That is why we state what Simply Wall St does better and which investor should not choose us.
Frequently asked questions
What is the main difference between Stok Terminal and Simply Wall St? Philosophy. Simply Wall St hands you a pre-built visual verdict (the “snowflake” chart and an automated fair value); Stok Terminal gives you multi-year financial statements, ratios, earnings and filings connected to your watchlists and portfolio, so you build your own analysis. One summarizes for you; the other gives you the workbench.
Which one is cheaper? In Spain, Simply Wall St has a free plan and no monthly plan for its paid tiers, which it bills in euros, so there is no monthly rate to compare and we do not quote an amount. Stok Terminal keeps its current monthly, annual and launch offers on the pricing page.
Is Simply Wall St reliable for making decisions? Its data is solid and its visualization excellent. The caution is the automated “fair value”: it is the output of a model with assumptions you do not control. Use it as a starting point, not a verdict — and always cross-check against the financial statements.
Can I use both? Yes, and it makes sense: Simply Wall St as a visual radar to discover and discard quickly, and a data tool like Stok Terminal for the deep analysis of whatever passes the filter. Many investors combine a visual summary with a data workbench.
Do you want the verdict, or the data?
For fundamental analysis, Stok Terminal brings together multi-year fundamentals, earnings, filings, watchlists and portfolio in one flow, with a Spanish interface and prices in euros and US dollars.
Create your Stok Terminal account — a 14-day trial starting when you provide your card; see the current launch offer.
Transparency
Comparison written by the Stok Terminal team; keep that in mind as you read. Simply Wall St’s plans, billing options and features were checked on September 22, 2026. No monthly price is quoted because it has no monthly plan in Spain.
This article is for information only and is not financial advice.