A 30-day investing plan for beginners: learn before you act
A 30-day educational plan for beginner investors to organise finances, understand diversification and build a repeatable research habit.
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Fundamental Stock Analysis Blog
Explore fundamental stock analysis with practical guides to financial statements, cash flow, valuation, dividends and long-term investing strategies.
How to read a balance sheet: a simple beginner’s guide
Understand a balance sheet in plain English: assets, liabilities, equity, cash, debt, working capital and goodwill.
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6 Books to start fundamental analysis and value investing
Six accessible books to start fundamental analysis and value investing, in reading order, with practical exercises to apply each idea to a real company.
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How to read a cash flow statement: a simple beginner’s guide
Learn the three cash-flow sections in plain English: operating, investing and financing cash flow, CapEx and free cash flow.
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Financial statements glossary: 14 terms explained Simply
Plain-language definitions, formulas and limits for P/E, EPS, EBIT, operating margin, EBITDA, CapEx, FCF, working capital and net debt.
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How to start investing carefully: a beginner’s guide
A practical, educational guide to starting investing carefully: goals, emergency savings, diversification, costs, time horizon and independent research.
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How to read an income statement: a simple beginner’s guide
Learn the basic income-statement lines in plain English: revenue, gross profit, operating income, taxes, net income, EPS and P/E.
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Investing glossary for beginners: the terms that matter
A plain-English investing glossary for beginners: index, ETF, diversification, volatility, compound interest, fees and time horizon.
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Fundamental vs technical analysis: which one fits you?
Fundamental analysis studies the business; technical analysis studies the chart. The difference, when each helps, and which fits long-term investors.
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How to screen stocks: building a shortlist that makes sense
How to screen stocks like a fundamental investor: define your universe, filter for quality, valuation and balance sheet, then research the survivors.
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How to value a company: the 4 methods that matter
A practical guide to valuing a company with multiples, free cash flow yield, DCF and sum-of-the-parts analysis, without pretending valuation is precise.
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Stock fundamental analysis tools: what to compare (2026)
Compare stock fundamental analysis tools by multi-year data, valuation ratios, watchlists and portfolio tracking before choosing research software in 2026.
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Dividend aristocrats: criteria, list and risks
What Dividend Aristocrats are, the exact index criteria in the US and Europe, their strengths and risks, and how to check the current list.
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Is that dividend sustainable? 5 warning signs to check
How to tell whether a dividend is sustainable: payout on earnings and on FCF, debt, and the warning signs that usually precede a dividend cut.
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Dividend yield: what it is and the 3 traps of high yields
What dividend yield is, how to calculate it, and why a high yield can be a trap. A guide to investing in dividends with judgment, not just numbers.
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EV/EBITDA and net debt/EBITDA explained (with examples)
What EV/EBITDA and Net Debt/EBITDA are, how to calculate them, and what ranges are reasonable. The two ratios the P/E cannot replace.
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Ex-dividend date: when to buy to get paid (2026)
When to buy a stock to receive its dividend: understand the ex-dividend, record and payment dates with a practical calendar example.
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Inditex stock analysis (2026): financials and valuation
A worked Inditex stock analysis using revenue, margins, cash, valuation and the questions to test before forming an investment view.
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Living off dividends: how much capital you really need
How much capital you really need to live off dividends, with the full math: taxes, inflation, compound interest and the typical mistakes.
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ROE vs ROIC: differences, formula and key rule
Compare ROE vs ROIC with clear formulas and a numeric example. Learn when leverage inflates ROE and why ROIC is the truer test of business quality.
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How to read a Spanish company's annual accounts, free (CNMV)
Which documents the annual accounts of a Spanish listed company include, where to download them free from the CNMV, and what order to read them in.
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What is EBITDA: formula and why Buffett distrusts it
What EBITDA is, how to calculate it, what it is genuinely useful for and when it misleads. An honest guide to finance's most quoted (and abused) metric.
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What is the p/e ratio (and when it misleads you)
What the P/E ratio is, how to calculate it, and how to read it well: the 6 situations where a low P/E is not cheap and a high P/E is not expensive.
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AI for stock analysis: what ChatGPT and Gemini get wrong
An honest 2026 guide to using ChatGPT, Gemini and Claude for stock analysis: what works, where they hallucinate data, and the workflow that keeps AI honest.
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How to build a stock watchlist that actually helps
A practical guide to building useful stock watchlists. How to organize them, what to track, and how to avoid the most common mistakes.
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How to compare two companies, metric by metric
Learn how to compare two companies in the same industry using growth, margins, ROIC, free cash flow, debt, valuation and management quality.
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How to read a 10-K in 30 minutes, step by step
A practical, no-fluff framework to read a 10-K annual report in 30 minutes. The exact sections, ratios and red flags to focus on before investing in a company.
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Owner earnings formula: Buffett's cash-flow metric
Calculate owner earnings step by step, see how it differs from net income and free cash flow, and use it to assess a business with context.
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ROIC: what it is, formula, and why Buffett watches it
What Return on Invested Capital is, how to calculate it, how it differs from P/E, and how to spot companies with real competitive advantages.
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Free cash flow: how to analyze it in 10 min
Learn to calculate and interpret Free Cash Flow (FCF) with rigor. Spot red flags, read 10-year trends, and avoid common mistakes.
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Fundamental analysis of stocks: step-by-step guide
How to do fundamental analysis of stocks step by step: read financial statements, calculate ratios like ROIC and FCF, and build a repeatable process.
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