TIKR and Koyfin have become the standard answer to “what do I use if I can’t pay for Bloomberg?”. Deservedly so. But neither is the right fit for every fundamental stock analysis workflow: their portfolio tracking is secondary, their depth can be overkill for investors who analyze a handful of companies a month, and their pricing sits in dollars at $180–470 a year.
This article is published by the STOK Terminal team. We build a fundamental analysis app and it appears in the comparison — with transparency about its state (early access via waitlist) and openly crediting what TIKR and Koyfin do better.
Quick answer: for raw fundamental data at the best price, TIKR remains hard to beat. For terminal-style visualization, Koyfin. If what you want is an analysis + watchlists + portfolio flow in one place, STOK Terminal (early access, €6.95/month on activation). To pay nothing, combine Macrotrends + Finviz.
Related: Yahoo Finance alternatives · TradingView for fundamental analysis · How to compare two companies
What TIKR and Koyfin Do Very Well
First, the credit they deserve:
TIKR
- Long, global financial history with analyst estimates.
- Integrated earnings call transcripts — its star feature.
- Aggressive pricing: paid plans start around $14.95/month billed annually.
Koyfin
- The best multi-year visualization in the segment: margin, ROIC or FCF charts in seconds.
- Breadth across asset classes (stocks, ETFs, macro, fixed income).
- Customizable dashboards and comparables. Plus costs $39/month ($468/year).
If your only criterion is data depth per dollar, you can stop reading: choose TIKR if financial statements and transcripts rule, Koyfin if visualization does.
Where the Shoe Pinches
The frictions that motivate looking for alternatives:
- Portfolio is an afterthought. Both are built for analyzing, not for the full cycle of tracking your positions next to their fundamentals.
- Overkill for many users. If you analyze a few companies a month, you pay for professional breadth you don’t use.
- A real learning curve (especially Koyfin) before the tool feels productive.
- Dollar billing — worth noting if your finances run in euros: FX spreads and card fees make the real price higher than the sticker.
The Alternatives, One by One
Simply Wall St — the visual route
Visual summaries of financial health, available in several languages. Less control of the raw data, but far more accessible. Premium $10.95/month and Unlimited $21.50/month (annual billing).
Switch if: you want a fast visual verdict, not to build your own analysis. Head-to-head: STOK Terminal vs Simply Wall St.
InvestingPro — depth inside Investing.com
If you already live on Investing.com, InvestingPro adds extended fundamentals, valuations and pro metrics without leaving the ecosystem. Pro from around $13.99/month; Pro+ from around $34.99/month.
Switch if: you want to upgrade the tool you already use rather than learn a new one. More detail in our Investing.com alternatives comparison.
Morningstar Investor — the analyst’s opinion
Where TIKR and Koyfin give you the data, Morningstar gives you the thesis: qualitative reports, fair values and Moat ratings, at ~$34.95/month.
Switch if: you value an expert opinion over access to raw data. Full comparison in Morningstar alternatives.
Macrotrends + Finviz — the free combo
Macrotrends: 10–20 years of US company statements, free. Finviz: the reference free screener. No serious watchlists, no portfolio, patchy European coverage — but at zero cost.
Switch if: your budget is zero and your universe is the US.
Analyzing companies every month and want the fundamentals next to your portfolio? Join STOK Terminal free — no card and no charge today.
STOK Terminal — the complete flow
STOK Terminal is currently in early access, opened from a free list in signup order. Joining the list is free and creates no charge; we say so upfront. Early users pay €6.95/month once they activate their access — a 50% discount off the €13.90 public price — and keep that 50% discount on the future public price while their subscription remains active. If they cancel and return later, the then-current price will apply. Nothing is charged while you wait on the list, and the trial only starts when you accept your invitation.
Where it fits versus TIKR and Koyfin, being honest in both directions:
What we don’t have (today): TIKR’s integrated transcripts, Koyfin’s multi-asset breadth, or their years of product maturity. Early access prioritizes the core flow: fundamentals → watchlists → portfolio.
What we do differently:
- One single flow. Income statement, balance sheet, cash flow and multi-year ratios connected to your watchlists and your portfolio. No exporting to spreadsheets to join the pieces.
- Euro pricing, no FX surprises: €6.95/month for early users — a 50% discount off the €13.90/month public price — with a 14-day free trial on activating access.
- Guides written for independent investors (start with the fundamental analysis guide).
Comparison Table (July 2026)
| Tool | Strong point | Indicative price | Portfolio |
|---|---|---|---|
| TIKR | Fundamental data + transcripts | From ~$14.95/mo (annual) | Secondary |
| Koyfin | Terminal-style visualization | Plus $39/mo ($468/yr) | Limited |
| Simply Wall St | Visual summary | Premium $10.95/mo (annual) | Limited |
| InvestingPro | Depth inside Investing.com | Pro ~$13.99/mo | Limited |
| Morningstar | Analyst reports | ~$34.95/mo | Portfolio X-Ray |
| Macrotrends+Finviz | Free | $0 | No |
| STOK Terminal | Fundamentals + watchlists + portfolio | €6.95/mo on activation (50% off) | Yes, integrated |
How to Decide
- Are transcripts and estimates part of your process? → TIKR.
- Do you live off multi-year charts and comparables? → Koyfin.
- Want to upgrade what you already use? → InvestingPro.
- Prefer an analyst to hand you the thesis? → Morningstar.
- Zero budget and a US universe? → Macrotrends + Finviz.
- Want the full cycle (analyze → follow → portfolio) in euros? → STOK Terminal.
Frequently Asked Questions
Is TIKR or Koyfin worth paying for? If you do serious fundamental analysis, yes: they are among the best in data depth. TIKR wins on price and transcripts; Koyfin on visualization and breadth. The reasonable doubt is whether you will use enough of that depth to justify $180–470 a year.
What is the main difference between TIKR and Koyfin? TIKR is centered on raw fundamental data: long financial statements, estimates and transcripts, at a lower price. Koyfin is a terminal-style dashboard: multi-year visualization, comparables and customizable dashboards, at a higher price.
Is there an alternative that connects fundamentals with my portfolio? That is the most common gap: most tools separate analysis (screener, fundamentals) from portfolio tracking. STOK Terminal is built around exactly that flow — fundamentals, watchlists and portfolio in one place (early access, €6.95/month on activation).
What free alternative comes closest to TIKR? Macrotrends for long US financial history and Finviz as a screener. No free tool offers TIKR’s full package (global history + estimates + transcripts); that combination remains paid.
Data Is Useless If It Lives in Five Different Places
STOK Terminal brings fundamentals, watchlists and portfolio tracking into one focused flow, priced in euros.
👉 Join STOK Terminal free — 14 days free on activating your access, 50% discount for as long as your subscription stays active.
Competitor prices and features are indicative as of July 2026 and may vary with promotions or by region. Confirm current numbers on each provider’s website before subscribing.